Municipal Business Development Center. Subsidies for small and medium-sized businesses as state support for entrepreneurship. What is supported

Small Business Assistance: Organizational Support System + 4 Detailed Options.

A small business that gives its owner financial independence is the dream of everyone who does not want to work for an uncle.

Unfortunately, not everyone can boast of having a decent amount in their account to start a planned project.

Of course, there is always a way out. In this case, there are several of them - to be patient and earn capital, to take a loan or borrow from relatives / friends / acquaintances,.

But there is also an option like small business assistance, which is of several types.

So, today we will talk about how our state supports the development of novice and experienced entrepreneurs.

State aid to small business: an organizational system for supporting entrepreneurs

The main regulatory act, which must be relied upon in matters of our article, is Federal Law No. 209 "On the development of small and medium-sized businesses in Russian Federation».

From his full text can be found by clicking on the link: https://www.consultant.ru/document/cons_doc_LAW_52144

Also, each region has its own body, which is responsible for the implementation of measures to help entrepreneurs.

A full list of them is posted on the official website of the Ministry. economic development RF in the "Small Business" section: https://economy.gov.ru/minec/activity/sections/smallBusiness

Why is it important to support entrepreneurs?

So, in Russia, only thanks to small and medium-sized businesses, more than 16 million citizens have been provided with jobs (and this is a quarter of the total employed population).

In addition, SMEs account for 20% of GDP, although in the world this figure is approaching 35%, so we have much to strive for.

The role of SMEs in the economy of an entire country is very significant. Let's briefly talk about its importance:

creation of new jobs;
formation of healthy competition in the market and adequate pricing for goods and services;
receipts to the budgets of all levels;
filling those niches where large business cannot fit (provision of consumer services to the population, small wholesale, marketing).

But small and medium-sized business owners have to constantly face problems and difficulties:

economic instability in the country;
disadvantage financial resources both for opening and developing a business;
large tax burden and the complexity of preparing financial statements;
constant changes in legislation;
lack of personnel (qualified specialists prefer to work for the "sharks" of the business, ignoring entrepreneurs);
difficulty in obtaining loans (not every bank wants to contact a small business).

Agree, not every experienced businessman will be able to withstand the above difficulties, what then can we say about newcomers.

That is why the state should provide assistance to entrepreneurs.

In 2016, more than 11 billion rubles were allocated from the budget of the Russian Federation to support SMEs.

But, unfortunately, the amount of aid to small businesses from the state tends to decrease.

So, in 2014, about 20 billion rubles were allocated to support SMEs, and already in 2015 - 17 billion. In 2016, it was planned to provide financial assistance from the federal budget in the amount of almost 15 billion, but in fact it turned out 11 billion.

In 2017, this downward trend financial aid persists. The state is ready to provide only 7.5 billion rubles.

Therefore, those who count on will have to make a lot of effort to get it.

The structure of spending on assistance to small businesses in 2017 looks like this:

Expenses	Amount, billion
Formation of infrastructure for SME development	3,06
Support activities for single-industry municipalities	0,74
Creation and development of information and consulting support	0,72
Creation of infrastructure to support SMEs operating in the field of innovation and industrial production	0,69
Completion of capital construction projects	1,6
Promotion of youth entrepreneurship development	0,23
Creation of multifunctional centers for business	0,135

We have figured out the numbers and facts, but what is the state's help to small businesses?

So, there are such forms of support for SMEs:

financial - the provision of funds for the opening and development of small businesses (compensation, subsidies, grants, soft loans);
property - the provision of state property to entrepreneurs on the basis of the rights of use ( land, industrial premises);
information and consulting - formation information systems, as well as free advice on doing business (trainings, seminars, courses);
infrastructural - formation of comfortable conditions for doing business, as well as the creation of business incubators, multipurpose funds, centers of entrepreneurs;
organizational - assistance in participating in exhibitions and fairs.

Small Business Aid: Who Can Count?

The priority areas that the state is ready to help are recognized as:

the area of \u200b\u200bfood and industrial production;
innovation;
provision of household and communal services;
healthcare;
tourism, in particular ecotourism;
folk craft and creativity.

Assistance to small and medium-sized businesses: 4 types

In general, there are 4 types of financial assistance to small and medium-sized businesses from the state. Let's consider each of them.

1. Money from the employment center (self-employment grant).

In order to combat unemployment and informal employment, the state is ready to provide one-time financial assistance for starting a small business.

The amount of assistance in 2017 is 58.8 thousand rubles.

If your business is able to provide work for one or several citizens, then the self-employment grant can be increased by 58.8 thousand rubles. for each hired employee.

The action of this program applies exclusively to the opening of individual entrepreneurship and cannot be applied to:

minors (up to 16 years old) and pensioners;
full-time students;
current individual entrepreneurs or founders of LLC;
citizens with disabilities belonging to the non-working group;
young mothers on maternity leave;
those who work under an employment contract;
those who refused the job offered at the employment center.

In addition to the documents that must be submitted in order to register with the employment center, in order to receive assistance from the state for small businesses, you will need:

statement;
copy of a bank account;
project.

If you are unemployed and wish to receive start-up capitalto start your own business, you will need to follow these steps:

So, your application has been approved, after that an agreement will be concluded with you that you received money to open a business. The funds received should be spent only for the intended purpose and you need to move strictly according to plan.

Within the deadlines set by the employment center, you need to appear to provide reports on the funds spent.

In case of violation of the terms of the contract (misuse, termination business activities ahead of time) you will have received help.

2. Grants for aspiring entrepreneurs.

This option of assistance to small business from the state is suitable for those who have a certain amount of money for its opening and development.

That is, the funds are ready to compensate part of the costs of opening a business in the amount of up to 500 thousand rubles.

The scheme for obtaining a grant is as follows:

Drawing up a strategy.

This includes drawing up a detailed business plan that will cover production, organizational, financial, marketing issues.

Study of public funds.

On the website of the ministry, you can find bodies and funds that are ready to support.

Check out the areas and requirements for candidates in which organizations operate.

Preparation of documents and drawing up an application.

This stage must be approached with all responsibility, because in the absence of even one document or with an incorrectly completed application, the commission may reject your candidacy.

Sending an application and waiting for the decision of the commission.

The commission makes up a certain point system by which it evaluates the submitted projects.

The one who gets the most points will become the recipient of the grant.

You can spend the funds received on the purchase of equipment, equipment, raw materials, rental coverage, but not for the payment of salaries to employees. In any case, the use of money should be targeted.

Unfortunately, not everyone can get such a grant for opening small and medium-sized businesses.

For the rational distribution of financial resources, the state can determine various requirements for candidates:

entrepreneurial age not more than 2 years;
passing basic courses in entrepreneurship;
business should not be associated with gaming, banking, insurance activities, as well as providing intermediary services and the resale of goods;
no debt to the state;
employment of a certain number of people.

abbreviated from former place work;
university graduates;
single mother;
retired military;
disabled people.

Ideas that the commission will consider for granting grants:

innovation;
socially significant industries;
agriculture;
export-oriented production;
education;
tourism;
advertising, marketing.

3. Loan on favorable terms.

Getting a bank loan is a rather difficult and painstaking job that does not always end in success.

So why not try your luck and ask for a loan from the state, but on favorable terms?

The essence of obtaining a preferential loan is as follows:

Guarantee support for lending is carried out by the Federal Corporation for the Development of Small and Medium Enterprises.
As of the present moment, the preferential rates for lending to small businesses are 11%, for the average - 10% (for comparison: you can take out a loan on normal terms at 24-25% per annum).
The maximum loan size is 1 billion rubles, and the term is 3 years.
Loans are issued to those entrepreneurs who have been successful for about six months.
Loans are not issued to those who are on the verge of bankruptcy, who have outstanding debts and doubtful credit history.

A loan on preferential terms can be issued for the following purposes:

increase in working capital;
buying real estate and vehicles for doing business;
participation in government orders.

4. Subsidizing small and medium businesses.

Assistance to small businesses from the state in the form of subsidies is carried out on the basis of the Decree of the Government of the Russian Federation No. 1605: https://www.consultant.ru/document/cons_doc_LAW_173683

For those who do not know: subsidies are the receipt of a certain amount of funds for specific purposes.

As a rule, money is issued free of charge and non-refundable. Unlike a grant, the amounts of which are received in tranches, the subsidy is received in one amount at once.

To help small and medium-sized businesses, the following types of subsidies are issued in the following amounts:

Subsidy type	Amount
Loan interest subsidies	Compensation for 3/4 of the key rate of the Central Bank of the Russian Federation as of the date of the loan agreement (up to 5 million rubles and no more than 70% of the actual costs incurred)
Subsidies for partial reimbursement of costs under finance lease (leasing) agreements	5 million rubles. (but not more than 30% of the value of the leased item)
Compensation for part of the costs associated with training and (or) advanced training of employees	75% of the cost of training, but not more than 90 thousand rubles, for each trained employee
Reimbursement of part of the costs associated with the payment of the first installment (advance) when concluding an equipment lease agreement in order to create and (or) develop and (or) modernize the production of goods (works, services)	100% of the paid contribution (advance) of the equipment lease agreement, but not more than 3 million rubles.

In different regions, the amount of subsidies may differ, but the scheme for their issuance is approximately the same:

Compliance check:
- the term of the enterprise is not more than 2 years;
- no debt;
- the candidate himself is able to cover the costs of the project in the amount of 50% of the total amount.
Filing an application
Acceptance of application
Competitive selection
Receiving subsidies, providing reports on the targeted use of assistance to small businesses.

The new state program enables beginners

entrepreneurs to open their own business.

How to get this help is detailed in the video:

Small Business Assistance Program

In 2017, the following programs of assistance to small businesses from the state will operate:

"Cooperation" - you can get up to 20 million rubles. for business development, namely: improving the quality of the product or service provided;
"Development" - the maximum amount of assistance to small businesses can be 15 million rubles, which must be spent on improving production and creating new jobs;
"Start" - is carried out in 3 stages: 1 million rubles., 2 million rubles. and 3 million rubles. This small business assistance program focuses on the creation of new products and technologies.

The proposed list does not end there, as there are many other programs and foundations that support entrepreneurs.

Small business help not limited to the state alone. There are many foreign, venture, investment funds that are ready to cooperate with young and promising entrepreneurs.

You just need to knock on all doors, and not wait for someone to want to sponsor your idea.

Of course, those who make a socially significant product or have made an innovative breakthrough are more likely to succeed. But again, everything is in your hands, so don't be lazy and start acting.

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Russia is becoming more and more attractive for doing business every year. In the World Bank's Doing Business rating, the country ranks 35th among states that create a favorable climate for launching and developing projects. In turn, Moscow was ranked second in terms of investment attractiveness in the national ranking and fifth among European cities according to the Financial Times.

A significant contribution to the development of the investment environment is made by both targeted programs government funding and small business assistance programs. In this material, we will tell you step by step what kind of support Moscow offers entrepreneurs today to open, run and develop their business:

Step 1. Registration. Consulting. Training.Choose one of 15 Business Service Centers (BSC), which are located in all districts of the capital and operate on the basis of the Small Business of Moscow State Budgetary Institution. All services are provided there free of charge. CUB specialists will help prepare documents for registration as an individual entrepreneur (IE) or in the form of a company with limited liability (LTD). In 2017 alone, consulting support was provided to more than 80 thousand people. Novice entrepreneurs will be offered to undergo training at MBM Startup School. You can also learn the basics of starting and developing your own business from successful entrepreneurs and professional business coaches online - at the MBM Online Academy. There are two training programs available at the Academy - Start and Progress. The content of the training program is based on the best business practices and case studies relevant to business.

The CUB will also advise entrepreneurs on various issues of doing business: labor and civil legislation, accounting. Here they can prepare an application for the transition of an enterprise to a simplified or patent taxation system.

Step 2. Choose premises for doing business.The center's staff will help you get acquainted with various options and will tell you about renting on preferential terms non-residential premises that are in the property of the city of Moscow. To date, the initial preferential rental rate for such premises is 4.5 thousand rubles per sq. m per year and 1 thousand rubles per 1 sq. m per year for premises located in the basement floors. The CUB will help with information about the availability of free premises in city technoparks. There are more than 30 technoparks with various industry specializations in the capital. In addition, if at the beginning of your business path you do not require large areas, you can receive for a period from one day to 12 months workplace in one of the six coworking centers of the Small Business of Moscow State Budgetary Institution.

Step 3. Decide on financing. CUB specialists will advise on the sources of obtaining business financing at different stages of its development, invite entrepreneurs to visit special educational programs and events attended by representatives financial structures... From the side of the city, the following types of financial support are being carried out today, all details on them will be provided to the CUB:

Subsidization programs , among them subsidies for compensation of interest rates on loans and lease payments, for compensation of expenses for the purchase of equipment, as well as for participation in congress and exhibition events and others. If your organization meets the conditions and requirements for granting subsidies, you will be helped to prepare a set of documents and complete an application.
Warranty Support Program in the Fund for Assistance to Lending to Small Business of the capital. The fund will help to attract loans to successful companies if they do not have enough own security (collateral) for creditors. You can submit an application to the Fund or through the CUB. An entrepreneur can independently apply to any of the fund's partner creditors, including 70 banks and 6 leasing companies. Fund guarantees cover up to 70% of the loan. So, in the first five months of 2018 alone, thanks to this program, entrepreneurs received funding for a total amount of more than 9 billion rubles. It is important to understand that without state support, the overwhelming majority of these borrowers would be refused by lenders.
Concessional long-term investment loans in the amount of 5 to 100 million rubles, for a period of up to 5 years, the Moscow Fund for the Support of Industry and Entrepreneurship offers companies working in the field of production, research or development software at a rate of 5% per annum, and for residents of technoparks and industrial complexes Moscow at a rate of 2% per annum.
Science and Technology Startup Funding offers the capital Venture Investment Development Fund. The fund provides soft loans to innovative projects that are at the earliest stages of development and registered in Moscow. To do this, the project initiator must attract funds from a private investor, and then apply for additional financing to the Fund. Today 57 private investors work with the organization. The co-investor must invest from 50% to 200%, depending on the size of the loan of the Fund itself, which can range from 0.5 to 36 million rubles, respectively. The loan term is from 3 to 6 years with a repayment period of up to 2 years.

Step 4. Entering the government order market. Moscow pays significant attention to protecting the interests of small and medium-sized businesses when placing government orders: 90% of purchases are made in in electronic format... The Moscow government has created a showcase for the city order, where 91 thousand suppliers are registered, of which 70% are SMEs, 15 million contracts have been concluded for 80 billion rubles. On the portal, you can use the subscription service for purchases of a certain category. Participants in the state order can also receive microloans and guarantee support in the funds already mentioned above.

Step 5. Entering foreign markets. When production in the capital is established, you can safely think about this. The Moscow Export Center will advise on all issues of the export cycle, teach foreign economic activity at the Moscow Exporter School, help with promotion on the international electronic marketplace Alibaba.com, as well as with international exhibition activities. In the latter case, the center can finance 100% of the costs of participation in the exhibition. One of the important tools for promoting Moscow manufacturers is the unified export catalog, which contains over 1.5 thousand commodity items from more than 500 metropolitan manufacturers. The Industrial and Guarantee Funds will also help with financing for export activities.

Step 6. If you run into administrative barriers while doing business in Moscow, then in this case the city will help protect your legal rights and interests, it will come to the rescue, where it acts hotline +7 495 620-20-45 [email protected]website

Entrepreneurs can additionally receive information about these and other areas of support at special financial conferences held by the Small Business of Moscow State Budgetary Institution in the series “Finance for Growing Business” and #Moskvadlyabusiness, which can be registered on the mbm.ru portal

The authorities of the capital of the Russian Federation are developing measures to stimulate the business activity of the population. Small business support in Moscow is a systematic activity of state structures carried out at the legislative and executive levels.

Consider the options for budget aid that businessmen in the capital can count on in 2018.

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Goals and forms of work

The authorities carry out interaction with business structures through specially created Funds. These enterprises accumulate the initiatives of market participants, create tools and new forms of cooperation between the state and entrepreneurs.

The priorities of the policy of the Moscow authorities are:

assistance in attracting young people to business activities;
support for market entities working with foreign counterparties;
providing conditions for improving the professional and educational level of entrepreneurs;
and funding for infrastructure and civil society development companies.

For example, the Interregional Marketing Center "Moscow" organizes the promotion of goods produced in the capital in the regions. There is an enterprise whose tasks include creating a unified information environment for businessmen.

In addition to other forms of support, subsidies are provided for small businesses in Moscow. This form of cooperation is the attraction of budgetary funds to the development of small business.

These structures see as their goals:

joining efforts of businessmen to increase the level of interaction with the state;
improving the working conditions of entrepreneurs;
development of proposals for improving legislation;
providing support to aspiring businessmen.

For your information: the company can get help not only from the authorities. The centers actively cooperate with private investors, accumulating their proposals.

Support types

There are several funds operating in the capital of the Russian Federation. They offer clients and partners a variety of useful services.

The table shows their features

Help: there is a center in every district of the city.

Assistance in obtaining a loan

This type of support is provided by the IB Lending Assistance Fund. Its essence lies in the receipt by the borrower of government guarantees. Terms of provision:

work with a partner bank;
impeccable credit history and business reputation;
registration in Moscow or the region.

Attention: The Fund guarantees up to 50% of the loan. The bank independently applies for a guarantee.

Rent at preferential prices

In order to reduce the cost of doing business, start-up entrepreneurs are provided with discounts on renting space in buildings owned by the state (to the municipality). The price is five to six times lower than the market price. However, to obtain a preference, the following conditions must be met:

register as a listed small business entity;
engage in educational or medical projects.

Attention: the subsidy is not issued to applicants who violate the deadlines for making tax and other mandatory payments.

Subsidizing

The MB Moscow Center provides free funds to legal entities and individual entrepreneurs. The conditions are as follows:

less than two years have passed since the start of the activity;
no more than 250 hired workers work in production;
annual revenue does not exceed RUB 1 billion;
the share of foreign owners does not exceed 25%.

To receive money, you must send an application to the structure, accompanying it with the necessary documentation. The subsidy is targeted. You will have to account for the use of funds.

Reference: the amount of assistance does not exceed 500 thousand rubles.

The above-mentioned organization issues targeted subsidies for participation in exhibitions. Their size reaches 300 thousand rubles. The selection criteria for participants are the same as listed above. But there are exceptions. This type of assistance cannot be received by a structure engaged in the following activities:

trade in excisable goods;
mediation;
agency work.

Watch the video on supporting small and medium businesses

Business development is one of the highest priority government tasks. After all, business is the basis for budgeting. In this article, you will learn what the essence of the small business support program is, how to get a subsidy and what are the conditions for receiving a subsidy in 2019.

The economic instability in Russia, which has been observed for more than a year, has deprived many citizens of jobs and decent wages... The alternative for this category of the population was small and medium business... However, due to the lack of money, most are unable to start their own business. That is why the state has decided to grant subsidies for the opening and support of small businesses in 2019.

What is the subsidization of individual entrepreneurs?

Subsidy is a type of non-refundable monetary assistance for business entities, which is issued for targeted use (business).

Small business assistance can be allocated for the following purposes:

acquisition of premises;
purchase of equipment, goods for subsequent sale;
purchases of intangible assets.

The allocated funds must be directed to the development of small and medium-sized businesses. Government agencies will later be able to request official supporting documents from the recipient, such as checks, invoices with a specified amount. If the funds were not fully spent, the rest will need to be returned.

Types of financial assistance and conditions for supporting small businesses

Grants for entrepreneurs who are just starting a business, amount to 60,000 rubles or 12 monthly benefits. Small Business Support Grants are available to individuals who have registered as LDS for over 2 years. Funds are issued on a competitive basis with the aim of directing them to business needs, except for renting premises and paying salaries to employees. Also, the grant is issued to unemployed persons, low-income families with young children, disabled children, former employees of the state or military service.

To purchase fixed assets - the state program in support of small business in 2019 guarantees the issuance of up to 60,000 rubles for entrepreneurship, which in the future will increase the number of jobs, tax revenues to the federal budget, and increase the social significance of small businesses.

To receive a subsidy for the development of a small business of this format, private entrepreneurs in industrial, housing and communal, economic, social spherewhich:

prepare and defend a business development project;
will provide a full package of documents at the request of the commission.

Business Cash Subsidies from Employment Center 2019 - the state offers up to 25,000 rubles for starting a small private enterprise.

Compensation of loans previously received for the development of small and medium-sized businesses - the 2019 program was proposed by the Russian Government for financial and property support.

To cover part of the interest rate, the entrepreneur provides a business plan, required documents, after which a decision is made on the allocation of financial assistance to this person.

Financial state support for socially unprotected categories of the population(released from prison, disabled people, mothers and single fathers, boarding school graduates, etc.) - the program provides for the issuance of a subsidy in 2019 up to 300,000 rubles to support planned measures to stabilize and develop entrepreneurship.

Education and internships funded by public funds, professional retraining (can be issued with full or partial cost coverage).

Business incubators (usually based on Small Business Support Funds) - assistance in expanding the area of \u200b\u200bthe working area (rental of premises, warehouses, etc.), training in the basics of entrepreneurship, assistance in drawing up a business plan based on a model for obtaining a subsidy.

Assistance in bookkeeping and tax accounting free of charge (outsourcing).

Promoting the development of innovative technologies 2019 - the state allocates funds to cover the costs of promoting a new product, acquiring a patent and licensing rights for it (maximum 60,000 rubles).

Is it possible to get a subsidy to support small and medium-sized businesses in the Russian Federation and where?

In Russia, the state is offered. financing individual entrepreneurs in special centers and business support funds, as well as in the Employment Center.

Getting help at the Job Center

To receive financial assistance, officially unemployed persons must register with the Employment Center and fill out a standard questionnaire according to the sample.

You will also need to provide the following documents:

passport of a citizen of the Russian Federation indicating the place of registration;
TIN of the established form;
document on secondary or higher education;
a certificate for the last six months indicating the average salary (for persons who were previously employed);
other documents (at the request of the inspector).

After the submission of the documents, the employees of the service will be offered the option of receiving a one-time (irrevocable) assistance to open a business. It is best to pre-take entrepreneurship courses, draw up a correct business plan and submit it to the commission for review.

If the decision is positive, you will need to register with Tax inspection as an entrepreneur, on the basis of which assistance will be transferred to the unemployed.

Government subsidy for starting a business 2019: what is needed?

Choose the type of activity that you plan to engage in.
Draw up a business plan for the grant.
Register as an individual entrepreneur.
Apply with an application to the state. a body that subsidizes small businesses.
Confirm the need to receive payments.
Draw up the approximate costs of starting and developing a business, submit it to the commission for review.
Collect a package of documents required for registration of a subsidy (passport, TIN, income statement, etc.).

Within 60 days, the commission makes a decision on the provision of subsidies as a way to support small businesses by the state, about which the entrepreneur is notified by mail and by telephone.

Detailed information on subsidy programs can be found on the website of the portal of the Government of the Russian Federation and the Ministry of Social Policy.

In 2019, the system of state support for small and medium-sized businesses has become more improved, which makes it possible to allocate assistance to various segments of the population for any type of activity.

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