Municipal Center for Entrepreneurship Development. Subsidies for small and medium-sized businesses as state support for entrepreneurship. What is supported

Small Business Help: Organizational Support System + 4 Detailed Options.

A small business that gives its owner financial independence is the dream of everyone who does not want to work for his uncle.

Unfortunately, not everyone can boast of having a decent amount on their account to start a planned project.

Of course, there is always a way. In this case, there are several of them - to be patient and earn capital, to take a loan or loan from relatives / friends / acquaintances,.

But there is also an option like small business assistance which is of several types.

So, today we will talk about how our state supports the development of beginners and experienced entrepreneurs.

State assistance to small businesses: an organizational system for supporting entrepreneurs

The main regulatory act, which must be relied upon in matters of our article, is The federal law No. 209 "On the development of small and medium-sized businesses in Russian Federation».

With his full text can be found by following the link: https://www.consultant.ru/document/cons_doc_LAW_52144

Also, each region has its own body, which is responsible for the implementation of measures to help entrepreneurs.

A complete list of them is available on the official website of the Ministry. economic development RF in the section "Small business": https://economy.gov.ru/minec/activity/sections/smallBusiness

Why is it important to support entrepreneurs?

So, in Russia, only thanks to small and medium-sized businesses, more than 16 million citizens are provided with jobs (and this is a quarter of the entire employed population).

In addition, 20% of GDP is accounted for by SMEs, although in the world this figure is close to 35%, so we have room to strive.

The role of SMEs in the economy of the whole country is very significant. Briefly describe its importance:

creation of new jobs;
formation of healthy competition in the market and adequate pricing for goods and services;
revenues to the budgets of all levels;
filling those niches where it cannot fit big business(providing household services population, small wholesale, marketing).

But owners of small and medium-sized businesses have to constantly face problems and difficulties:

economic instability in the country;
flaw financial resources both for opening and for developing a business;
a large tax burden and the complexity of compiling financial statements;
constant changes in legislation;
lack of personnel (qualified specialists prefer to work for the “sharks” of business, ignoring entrepreneurs);
difficulty in obtaining loans (not every bank wants to deal with a small business).

Agree, not every experienced businessman will be able to withstand the difficulties described above, what can we say about beginners.

That is why the state should provide assistance to entrepreneurs.

In 2016, more than 11 billion rubles were allocated from the Russian budget to support SMEs.

But, unfortunately, the amount of assistance to small businesses from the state tends to decrease.

So, in 2014, about 20 billion rubles were allocated to support SMEs, and already in 2015 - 17 billion. In 2016, it was planned to provide financial assistance in the amount of almost 15 billion from the federal budget, but in fact it turned out to be 11 billion.

In 2017, this downward trend financial assistance is saved. The state is ready to provide only 7.5 billion rubles.

Therefore, those who rely on it will have to make a lot of efforts to get it.

The structure of spending on helping small businesses in 2017 looks like this:

Expenses	Amount, billion
Formation of infrastructure for the development of SMEs	3,06
Measures to support single-industry municipalities	0,74
Creation and development of information and consulting support	0,72
Creation of an infrastructure to support SMEs operating in the field of innovation and industrial production	0,69
Completion of capital construction projects	1,6
Promoting the development of youth entrepreneurship	0,23
Creation of multifunctional business centers	0,135

We figured out the facts and figures, but what is the assistance to small businesses from the state?

So, there are such forms of support for SMEs:

financial - provision monetary resources for the opening and development of small businesses (compensations, subsidies, grants, soft loans);
property - provision to entrepreneurs state property on the rights of use ( land, industrial premises);
information and consulting- formation information systems, as well as free consultations about doing business (trainings, seminars, courses);
infrastructural- formation of comfortable conditions for doing business, as well as the creation of business incubators, multi-purpose funds, centers of entrepreneurs;
organizational- assistance in participation in exhibition events and fairs.

Help for small businesses: who can count?

The priority areas that the state is ready to help are:

area of food and industrial production;
innovation;
provision of household and communal services;
healthcare;
tourism, in particular ecotourism;
folk craft and creativity.

Assistance to small and medium businesses: 4 types

In general, there are 4 types financial assistance small and medium business from the state. Let's consider each of them.

1. Money from the employment center (self-employment grant).

In order to combat unemployment and informal employment, the state is ready to provide one-time financial assistance to start a small business.

The amount of assistance in 2017 is 58.8 thousand rubles.

If your business can provide work for one or more citizens, then the self-employment grant can be increased by 58.8 thousand rubles. for each hired employee.

The action of this program applies exclusively to the opening of individual entrepreneurship and cannot be applied to:

minors (under 16) and pensioners;
full-time students;
operating individual entrepreneurs or founders of LLC;
citizens with disabilities belonging to the non-working group;
young mothers on maternity leave;
those who work under an employment contract;
those who refused the work offered at the employment center.

In addition to the documents that must be submitted in order to register with the employment center, in order to receive government assistance for small businesses, you will need:

statement;
a copy of the bank account;
project.

If you are unemployed and would like to start-up capital To start your business, you will need to follow these steps:

So, your application is approved, after that they will conclude an agreement with you that you received money to open a business. The funds received should be spent only for the intended purpose and you need to move strictly according to plan.

You need to appear within the time limits set by the employment center to provide reports on the funds spent.

In case of violation of the terms of the contract (misuse, termination entrepreneurial activity ahead of time) you will need the assistance received.

2. Grants for start-up entrepreneurs.

This option of helping small businesses from the state is suitable for those who have some money for its opening and development.

That is, the funds are ready to compensate for part of the costs of opening a business in the amount of up to 500 thousand rubles.

The grant scheme is as follows:

Drawing up a strategy.

This includes compiling detailed business plan, which will affect production, organizational, financial, marketing issues.

The study of public funds.

On the website of the ministry, you can find bodies and funds that are ready to support.

Familiarize yourself with the directions and requirements for candidates for which organizations work.

Preparation of documents and drawing up an application.

This stage must be approached with all responsibility, because in the absence of even one document or with an incorrectly completed application, the commission may reject your candidacy.

Sending an application and waiting for the decision of the commission.

The commission draws up a certain scoring system, according to which it evaluates the submitted projects.

The person with the most points will be the recipient of the grant.

The funds received can be spent on the purchase of equipment, equipment, raw materials, rent coverage, but not for paying salaries to employees. In any case, the use of money should be targeted.

Unfortunately, not everyone can receive such a grant for opening a small and medium-sized business.

For the rational distribution of financial resources, the state may determine various requirements for candidates:

entrepreneurial age no more than 2 years;
passing basic courses on entrepreneurial activity;
business should not be related to gaming, banking, insurance activities, as well as the provision of intermediary services and resale of goods;
no debt to the state;
employment of a certain number of people.

abbreviated from former place work;
university graduates;
single mother;
retired military;
invalids.

Ideas that the commission will consider for issuing grants:

innovation;
socially significant industries;
Agriculture;
export-oriented production;
education;
tourism;
advertising, marketing.

3. Credit on preferential terms.

Getting a loan from a bank is a rather complicated and painstaking work, which does not always end in success.

Therefore, why not try your luck and ask for a loan from the state, but on favorable terms?

The essence of obtaining a preferential loan is as follows:

Guaranteed lending support is provided by the Federal Corporation for the Development of Small and Medium Enterprises.
As of now, preferential rates for lending to small businesses are 11%, for medium-sized businesses - 10% (for comparison: you can take a loan under normal conditions at 24-25% per annum).
The maximum loan amount is 1 billion rubles, and the term is 3 years.
Loans are issued to those entrepreneurs whose successful activity lasts about six months.
Loans are not given to those who are on the verge of bankruptcy, who have outstanding debts and questionable credit history.

A loan on favorable terms can be issued for the following purposes:

increase in working capital;
purchase of real estate and transport for doing business;
participation in government contracts.

4. Subsidizing small and medium businesses.

Assistance to small businesses from the state in the form of subsidies is carried out on the basis of Decree of the Government of the Russian Federation No. 1605: https://www.consultant.ru/document/cons_doc_LAW_173683

For those who don't know: subsidies are getting a certain amount funds for specific purposes.

As a rule, money is issued on a gratuitous and irrevocable basis. Unlike a grant, the amounts of which are received in tranches, the subsidy is received in one amount at once.

To help small and medium-sized businesses, the following types of subsidies are issued in the following amounts:

Type of subsidy	Sum
Subsidies for reimbursement of interest on loans	Compensation of 3/4 of the key rate of the Central Bank of the Russian Federation as of the date of conclusion of the loan agreement (up to 5 million rubles and not more than 70% of the actual costs incurred)
Subsidies to reimburse part of the costs under contracts financial lease(leasing)	5 million rubles (but not more than 30% of the value of the leased asset)
Compensation for part of the costs associated with training and (or) advanced training of employees	75% of the cost of training, but not more than 90 thousand rubles, for each trained employee
Reimbursement of part of the costs associated with the payment of the first installment (advance) when concluding an equipment leasing agreement in order to create and (or) develop and (or) modernize the production of goods (works, services)	100% of the paid installment (advance) of the equipment leasing agreement, but not more than 3 million rubles.

The amount of subsidies may differ in different regions, but the scheme for issuing them is approximately the same:

Compliance check:
- the period of activity of the enterprise is not more than 2 years;
- lack of debt;
- the candidate himself is able to cover the costs of the project in the amount of 50% of the total amount.
Filing an application
Application acceptance
Competitive selection
Receiving a subsidy, providing reports on the targeted use of assistance to small businesses.

The new state program provides an opportunity for beginners

entrepreneurs to start their own business.

How to get this help is explained in detail in the video:

Small Business Assistance Program

In 2017, the following programs of assistance to small businesses from the state will operate:

"Cooperation" - you can get up to 20 million rubles. for business development, namely: improving the quality of the goods produced or the service provided;
"Development" - the maximum amount of assistance to small businesses can be 15 million rubles, which must be spent on improving production and creating new jobs;
"Start" - carried out in 3 stages: 1 million rubles, 2 million rubles. and 3 million rubles. This small business assistance program is focused on creating new products and technologies.

The proposed list does not end there, as there are many other programs, as well as funds that provide support to entrepreneurs.

Help for small businesses not limited to the state. There are many foreign, venture, investment funds that are ready to cooperate with young and promising entrepreneurs.

You just need to knock on all the doors, and not wait for someone to want to sponsor your idea.

Of course, those who produce a socially significant product or make an innovative breakthrough are more likely to succeed. But again, everything is in your hands, so do not be lazy and start acting.

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Russia is becoming more and more attractive for doing business every year. In the World Bank's Doing Business ranking, the country ranks 35th among countries that create favorable climate to launch and develop projects. In turn, according to the investment attractiveness, Moscow was ranked second in the national rating and fifth among European cities according to the international edition of the Financial Times.

A significant contribution to the development of the investment environment is made by both targeted programs government funding, and programs to help small businesses. In this article, we will tell you step by step about what support Moscow offers today to entrepreneurs for starting, running and developing their business:

Step 1. Registration. Consultations. Education. Choose one of the 15 Business Service Centers (TSUB), which are located in all districts of the capital and operate on the basis of the State Budgetary Institution "Small Business of Moscow". All services are provided free of charge. CUB specialists will help prepare documents for registration as an individual entrepreneur (IP) or in the form of a company with limited liability(OOO). In 2017 alone, consulting support was provided to more than 80,000 people. Aspiring entrepreneurs will be offered training at the MBM Startup School. You can also learn the basics of starting and developing your own business from successful entrepreneurs and professional business coaches online - at the MBM Online Academy. There are two training programs available at the Academy - Start and Progress. The content of the training program is based on the best business practices and case studies that are relevant in business.

The CUB will also advise entrepreneurs on various business issues: labor and civil legislation, accounting. Here they can prepare an application for the transition of the enterprise to a simplified or patent taxation system.

Step 2. Choose a premise for doing business. The staff of the center will help you get acquainted with the various options and tell you about the lease on preferential terms of non-residential premises owned by the city of Moscow. To date, the initial preferential rental rate for such premises is 4.5 thousand rubles per sq. m. m per year and 1 thousand rubles per 1 sq. m. m per year for premises located in the basement. The Central Department Store will help with information about the availability of vacant premises in city technology parks. There are more than 30 technoparks with various industry specializations in the capital. In addition, if at the beginning of your business path you do not need large areas, you can get workplace in one of the six coworking centers of the State Budgetary Institution "Small Business of Moscow".

Step 3. Decide on funding. The specialists of the Central Bank of Ukraine will advise on the sources of business financing at different stages of its development, will invite entrepreneurs to visit special educational programs and events where representatives financial institutions. The following types of financial support are currently being provided by the city, all details on them will be provided at the CUB:

Subsidy programs, among them are subsidies for compensation of interest rates on loans and lease payments, for compensation of expenses for the purchase of equipment, as well as for participation in congress and exhibition events, and others. If your organization meets the conditions and requirements for grants, you will be helped to prepare a set of documents and complete an application.
Warranty Support Program in the Capital Small Business Lending Assistance Fund. The Fund will help to attract credit to successful companies if they do not have enough own security (collateral) for creditors. You can apply to the Fund or through the CUB. An entrepreneur can independently apply to any of the fund's partner creditors, including 70 banks and 6 leasing companies. The guarantees of the Fund cover up to 70% of the loan. So, in the first five months of 2018 alone, thanks to this program, entrepreneurs received funding totaling more than 9 billion rubles. It is important to understand that without state support, the vast majority of these borrowers would have been refused by lenders.
Preferential long-term investment loans in the amount of 5 to 100 million rubles, for a period of up to 5 years, the Moscow Industry and Entrepreneurship Support Fund offers companies operating in the manufacturing sector, scientific research or development software at a rate of 5% per annum, and for residents of technoparks and industrial complexes Moscow at a rate of 2% per annum.
Funding for start-ups in science and technology offers the capital's Venture Investment Development Fund. The Fund provides soft loans innovative projects, which is at the earliest stages of development and registered in Moscow. To do this, the project initiator must attract funds from a private investor, and then apply for additional funding from the Fund. Today, 57 private investors work with the organization. The co-investor must invest from 50% to 200%, depending on the size of the loan of the Fund itself, which can range from 0.5 to 36 million rubles, respectively. Loan term - from 3 to 6 years with a repayment delay of up to 2 years.

Step 4. Entering the state order market. Moscow pays considerable attention to protecting the interests of small and medium-sized businesses when placing government orders: 90% of purchases are made in in electronic format. The Government of Moscow created a showcase of the city order, where 91 thousand suppliers are registered, of which 70% are SMEs, 15 million contracts worth 80 billion rubles have been concluded. On the portal, you can use the subscription service for purchases of a certain category. Participants of the state order can also receive microloans and guarantee support in the funds already mentioned above.

Step 5. Entering foreign markets. When production is established in the capital, you can safely think about it. The Moscow Export Center will advise on all issues of the export cycle, train foreign economic activity at the Moscow School of Exporters, will help with promotion on the Alibaba.com international electronic marketplace, as well as with international exhibition activities. In the latter case, the center can finance 100% of the costs of participation in the exhibition. One of the important tools for promoting Moscow manufacturers is a single export catalog, which contains more than 1.5 thousand commodity items from more than 500 metropolitan manufacturers. The Industrial and Guarantee Funds will also help with financing for export activities.

Step 6. If you encounter administrative barriers while doing business in Moscow, then in this case the city will help protect your legal rights and interests, will come to the rescue, where it operates hotline +7 495 620-20-45 [email protected] website

Entrepreneurs can additionally receive information about these and other areas of support at special financial conferences held by the State Budgetary Institution "Small Business of Moscow" in the series "Finance for Growing Business" and #MoscowforBusiness, which can be registered on the portal mbm.ru

The authorities of the capital of the Russian Federation are developing measures to stimulate the business activity of the population. Support for small businesses in Moscow is a systematic activity of government agencies, carried out at the legislative and executive levels.

Consider the options for budget assistance that capital businessmen can count on in 2018.

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Goals and forms of work

Interaction with business structures of the authorities is carried out through specially created Funds. These enterprises accumulate the initiatives of market participants, create tools and new forms of cooperation between the state and entrepreneurs.

The policy priorities of the Moscow authorities are:

assistance in attracting young people to business activities;
support for market entities working with foreign counterparties;
providing conditions for improving the professional and educational level of entrepreneurs;
allocation of funding to companies involved in the development of infrastructure and civil society.

For example, the Moscow Interregional Marketing Center organizes the promotion of capital goods in the regions. There is an enterprise whose task is to create a unified information environment for businessmen.

In addition to other forms of support, subsidies are provided for small businesses in Moscow. This form of cooperation is the attraction of budgetary funds for the development of small business.

These structures see their goals as:

combining the efforts of businessmen to increase the level of interaction with the state;
improving working conditions for entrepreneurs;
development of proposals for improving legislation;
support for start-up businesses.

For information: the company can get help not only from the authorities. The centers actively cooperate with private investors, accumulating their proposals.

Support types

Several funds operate in the capital of the Russian Federation. They offer customers and partners a variety of useful services..

The table shows their features

Reference: there is a center in every district of the city.

Assistance in getting a loan

This type of support is provided by the IB Lending Assistance Fund. Its essence lies in the receipt by the borrower of state guarantees. Terms of provision:

work with a partner bank;
impeccable credit history and business reputation;
registration in Moscow or the region.

Attention: The Fund guarantees up to 50% of the loan. The bank independently applies for a guarantee.

Rent at preferential prices

In order to reduce the cost of doing business, start-up entrepreneurs are provided with discounts for renting space in buildings owned by the state(to the municipality). The price is five to six times lower than the market price. However, in order to receive a preference, the following conditions must be met:

register as a person on the small business list;
engage in educational or medical projects.

Attention: the subsidy is not issued to applicants who violate the deadlines for making tax and other obligatory payments.

Subsidizing

Center "MB Moscow" allocates free funds to legal entities and individual entrepreneurs. The conditions are:

no more than two years have passed since the start of the activity;
no more than 250 hired workers work in production;
annual revenue does not exceed 1 billion rubles;
the share of foreign owners does not exceed 25%.

To receive money, you must send an application to the structure, accompanying it with the necessary documentation. The subsidy is targeted. You will have to account for the use of the funds.

Reference: the amount of assistance does not exceed 500 thousand rubles.

The above organization issues targeted subsidies for participation in exhibitions. Their size reaches 300 thousand rubles. The selection criteria for participants are the same as listed above. But there are exceptions. This type of assistance cannot be received by a structure engaged in the following activities:

trade in excisable goods;
mediation;
agency work.

Watch a video about supporting small and medium businesses

Business development is one of the highest priority government tasks. After all, business is the basis of budgeting. From this article you will learn what the essence of the small business support program is, how to get a subsidy and what are the conditions for receiving a subsidy in 2019

The economic instability in Russia, which has been observed for more than a year, has deprived many citizens of jobs and decent wages. An alternative for this category of the population has become a small and medium business. However, due to the lack Money, most do not have the opportunity to open their own business. That is why the state decided to issue subsidies for starting and supporting small businesses in 2019.

What is the subsidization of individual entrepreneurs?

A subsidy is a type of monetary non-refundable assistance for business entities, which is issued for the intended use (business).

Assistance to small businesses can be allocated for the following purposes:

acquisition of premises;
purchase of equipment, goods for subsequent sale;
purchases of intangible assets.

The allocated funds must be directed to the development of small and medium-sized businesses. State bodies later they will be able to request official supporting documents from the recipient, for example, checks, invoices with a specified amount. If the funds were not fully spent, the rest will need to be returned.

Types of financial assistance and conditions for supporting small businesses

Grants for entrepreneurs who are just starting a business, amount to 60,000 rubles or 12 monthly allowances. Small Business Support Grants are available to individuals who have been registered as SPEs for more than 2 years. Funds are issued on a competitive basis with the aim of directing them to business needs, except for renting premises and paying salaries to hired workers. The grant is also issued to unemployed persons, low-income families with young children, disabled children, former employees government or military service.

To purchase fixed assets- the state program to support small businesses in 2019 guarantees the issuance of up to 60,000 rubles for entrepreneurship, which in the future will increase the number of jobs, tax revenues to the federal budget, and increase the social significance of small businesses.

Private entrepreneurs in the industrial, housing and communal, economic, social sphere, which:

prepare and defend a business development project;
will provide a full package of documents at the request of the commission.

Cash subsidies for business from the Employment Center 2019- the state offers up to 25,000 rubles for opening a small private business.

Compensation of loans previously received for the development of small and medium-sized businesses- the 2019 program was proposed by the Russian Government for financial and property support.

To cover part of the interest rate, the entrepreneur provides a business plan, Required documents, after which a decision is made on the allocation of financial assistance to this person.

Financial state support to socially unprotected categories of the population(released from places of detention, the disabled, single mothers and fathers, graduates of boarding schools, etc.) - the program provides for the issuance of a subsidy in 2019 up to 300,000 rubles to support planned measures to stabilize and develop entrepreneurship.

Training and internships at the expense of public funds, professional retraining(can be issued with full or partial coverage of expenses).

Business incubators (usually based on Small Business Support Funds)- assistance in expanding the area of the working area (rental of premises, warehouses, etc.), training in the basics of entrepreneurship, assistance in drawing up a business plan according to the model for obtaining a subsidy.

Assistance with bookkeeping and tax accounting free of charge (outsourcing).

Development assistance innovative technologies 2019 - the state allocates funds to cover the costs of promoting a new product, acquiring a patent and licensing rights for it (maximum 60,000 rubles).

Is it possible to get a subsidy to support small and medium-sized businesses in the Russian Federation and where?

In Russia, the state is offered. financing individual entrepreneurs in special centers and business support funds, as well as in the Employment Center.

Getting Help at the Employment Center

To receive financial assistance, officially unemployed persons must register with the Employment Center and fill out a standard questionnaire according to the model.

You will also need to provide the following documents:

passport of a citizen of the Russian Federation indicating the place of registration;
TIN of the established form;
document on secondary or higher education;
a certificate for the last six months indicating the average salary (for persons who were previously employed);
other documents (at the request of the inspector).

After the documents are submitted by the employees of the service, they will be offered the option of receiving one-time (non-refundable) assistance to start their own business. It is best to pre-take entrepreneurship courses, compose right business plan and submit it for review by the commission.

If approved, you will need to register tax office as an entrepreneur, on the basis of which assistance to the unemployed will be transferred.

State subsidy for starting a business 2019: what is needed?

Select the type of activity you plan to do.
Write a business plan for the grant.
Register as an IP.
Apply to the state body that provides subsidies to small businesses.
Confirm the need to receive payments.
Make up the approximate costs of opening and developing a business, provide for review by the commission.
Collect a package of documents necessary for obtaining a subsidy (passport, TIN, income statement, etc.).

Within 60 days, the commission makes a decision to provide a subsidy as a way to support small businesses by the state, about which the entrepreneur is notified by mail and by telephone.

Details of subsidy programs can be found on the website of the portal of the Government of the Russian Federation and the Ministry of Social Policy.

In 2019, the system of state support for small and medium-sized businesses has become more advanced, which allows allocating assistance to various segments of the population for any type of activity.

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